Rising interest rates can make festive shopping expensive by increasing loan costs and EMIs. Consumers should compare prices, check borrowing costs, avoid unnecessary loans and plan their budgets carefully. Delaying non-essential purchases can help protect savings and financial stability. Rising Interest Rates: Should You Borrow or Delay Festive Season Purchases? The festive season is one…
India’s middle class is increasingly using personal loans and credit cards to afford expensive lifestyle products. However, rising EMIs are putting pressure on monthly salaries, reducing savings and investments. The growing dependence on borrowed money highlights the need to balance lifestyle spending with long-term financial security. India’s Middle Class Spending Boom: Young Indians Are Buying…
RBI is planning to introduce polymer-based ₹10 and ₹20 notes through field trials from April 2027. These notes could last longer, improve currency security and reduce replacement costs. Keeping their existing size may also help banks avoid expensive ATM modifications. Old paper notes will continue to remain valid alongside the new currency. RBI’s ₹10 and…
The 3% DA hike offers additional income to central government employees, but does it really improve their purchasing power? This article examines the relationship between salary growth and inflation, explaining how rising food, housing and healthcare expenses can reduce the actual financial benefit. It also highlights the difference between higher nominal income and real financial…
dThe Central Government’s 3% DA hike has increased the Dearness Allowance from 60% to 63%, providing additional income to millions of employees and pensioners. This article explains the actual salary increase across different pay levels, how arrears are calculated, and whether the revision can improve employees’ purchasing power amid rising household expenses. Diwali Gift 3%…
Before Buying gold on Dhanteras requires more than checking its price and design. Customers should verify the BIS hallmark, six-digit HUID number, gold purity and carat through the BIS Care App. Always check the jewellery weight and get a proper bill. These simple steps can help buyers avoid fake hallmarks and gold purity-related problems. How…
Repaid your personal loan but your credit score hasn’t moved? That’s normal. Lenders usually report to credit bureaus once a month, so the update can take 30 to 45 days to appear. Closing a loan can also change your credit mix, which may keep the score flat or cause a small dip. Experts say the…
Here The Detailed Artical How to Check Gold Purity and Avoid Jewellery Scams Dhanteras is one of the most popular occasions for buying gold in India. Many families purchase gold jewellery, coins or other precious items as part of their Diwali celebrations. However, when gold is expensive, even a small difference in purity can lead…
Sharp Fall in Silver Rate Silver prices have witnessed a sharp decline over the past few days. The metal, which had offered investors the prospect of excellent returns at the beginning of 2026, is now facing heavy selling. In India, the price of silver has fallen below ₹2 lakh per kilogram, reaching an 11-month low….
Gold Rate Today Down Almost 1% Gold has been an important part of Indian culture and investment for many years. People buy gold for weddings, festivals, savings, and long-term financial security. Many investors also consider gold a useful way to diversify their investments. However, gold prices do not remain the same every day. They can…
